The Home Store is Changing to Meet Today’s New Modular Home Buyer Needs

The Home Store’s model home center will soon be replaced with a new state-of-the-art modular home showcasing the most current features desired by customers. The new model home will be located just down the street from the current location on a lot already owned by Andy Gianino, President of The Home Store.

Andy said he is making this move largely because his two existing model homes are almost 30- years old. Since they are on permanent foundations with septic systems and town water already in place, it makes sense to sell the entire property as is. This will also save The Home Store from having to remove and relocate the existing models.

When Andy bought the property in 1989, he did so because of its exceptional location. It is literally wedged between two interstates – I-91 and Rt-5. In fact, it is on an entrance ramp from Rt-5 to I-91. For years, most of The Home Store’s leads came from traffic driving by the model center. While the two model homes still drive a lot of traffic to the current sales office, The Home Store’s website by itself  generates more than enough leads for the salespeople. (This past month it generated 248 unique leads in spite of Covid 19. Last week alone it produced 91 new leads in spite of the July 4th weekend. And these leads are in addition to leads from referrals and other sources.)

As soon as the current model home center is sold, The Home Store will begin construction of its new model center.

Anyone interested in purchasing the current model home center can reach Andy at 413-665-1266 X 25.

Photos of a Custom Modular Wiltshire T-Cape

Custom Modular Wiltshire T-Cape

Recently we built a custom modular T-Cape for one of our customers.  The plan is the Wiltshire, which is also available as a one-story with a lower pitched roof.

Here is the modular Wiltshire T-Cape elevation:

Our website elevation of our custom modular Wiltshire T-Cape.
Our website elevation of our custom modular Wiltshire T-Cape.

Here is the modular Wiltshire T-Cape floor plan:

Our website floor plan of our custom modular Wiltshire T-Cape.
Our website floor plan of our custom modular Wiltshire T-Cape.

The standard modular Wiltshire T-Cape has 1,900 square feet, three bedrooms, and two baths on the first floor.

Click here to see several photos of our custom modular Wiltshire T-Cape.

As the photos show, the three front facing gables along with the center A-dormer add character and charm to the exterior of the home.  The entry porch is practical yet ornamental.  The floor plan is set up for easy entertaining.  The kitchen, which opens to a large dining room and gorgeous living room, features a gourmet chef’s granite center island along with plentiful cabinets.  The distinctive hardwood floors and Italian tile add beauty throughout the home.  The master bedroom suite is well-equipped with dual lavatories, an oversized shower, and a generous walk in closet.  The other two bedrooms are comfortably sized, while the laundry room provides ample and attractive cabinetry.  The unfinished second floor offers abundant additional room for future expansion, such as for another bedroom or two, a home office, playroom, or storage.

For more information about modular home plans, see Designing a Modular Home in my book The Modular Home.

Construction Insurance for Building a Modular Home

Why You Need Construction Insurance

Here’s a risky way to save money building a modular home.  Select a modular dealer and contractors who are not properly insured.

Imagine that a neighbor’s child is seriously hurt when he falls into your cellar hole before your modules are set on the foundation. Imagine that one of the trucks delivering your modules strikes your neighbor’s car causing serious damage.  What if the crane company drops one of your modules rendering it unusable? What if a member of the set crew is seriously injured or killed when he falls from your roof?  Or what if the plumber fails to securely connect a pipe, which causes severe water damage before the leak is discovered?

Accidents and mistakes can happen when building a home, regardless of the type of construction. Since the right insurance can mitigate the damages, you need to ensure you’re thoroughly covered.

Require Everyone to Obtain Construction Insurance

This is best done by requiring everyone involved in building your home to have insurance. (Here’s a previous blog that elaborates on the insurance you need.) Making this a requirement won’t prevent disagreements about who is responsible for coverage, but it will increase the likelihood that one or more of the insurers will take on this responsibility, which is a lot better than you being saddled with the liability.

Don't forget to obtain proof from everyone working on your modular home that they have proper construction insurance.
Don’t forget to obtain proof from everyone working on your modular home that they have proper construction insurance.

Verify Construction Insurance Coverage

Making insurance a requirement, however, isn’t enough. You need to verify that each party has a current policy with sufficient coverage. To do this you need to insist on receiving a “certificate of insurance” directly from each party’s insurance agent. Getting a copy of the certificate directly from the insurance agent will protect you against being duped by a dealer or contractor whose policy has run out, since it is not difficult for someone to doctor a photocopy of an expired certificate.  You might be surprised how often this happens, mostly because builder insurance is expensive. There will be no sympathy from the insurance company, however, if you file a claim against a policy that was not renewed. After receiving the certificates, you should ask your own agent to review the coverage. They should be able to determine if the coverage includes sufficient liability insurance and workers compensation insurance.

Secure Your Own Construction Insurance

Since you need to have coverage from everyone working directly on your project, you also need to follow the same procedure with any subcontractors you directly hire. In addition, you should obtain either a “builder’s risk” policy or its equivalent for yourself, since this will provide better coverage against theft and vandalism than an ordinary homeowner’s policy.

For more information about modular home construction insurance during its construction, see  Selecting a Modular Home Dealer, Selecting a General Contractor, and Financing a Modular Home in my book The Modular Home.

Add Solar Panels to Your Modular Home

You can add solar panels to any of our homes.   Our homes, which already are very energy efficient, will now generate electricity to help you save money and protect the environment.

You can select the solar company of your choice, and The Home Store will work with your provider to make this possible. This is your chance to save for years to come.

Electrical Rates Locked In for 20 Years

Your solar system  will generate its own clean, affordable energy at a lower rate than you’d pay the utility company. In addition to being energy efficient and energy secure, your home will be protected from unpredictable rate hikes. A solar system lets you lock in low, predictable rates no matter how much utility rates rise. Imagine paying $1.11 for a gallon of gas. That’s the price you’d pay if you locked it in 20 years ago! You can’t go back in time, but you can lock in low energy rates now. You can literally watch your savings grow over time.

Green Solar Energy

In addition to the financial advantages you’ll enjoy with your solar system, you’ll also feel pride in knowing you’re helping to protect the environment. Solar power is one of the cleanest sources of energy because it doesn’t emit any greenhouse gases or other pollutants when it’s produced or consumed. Unlike generating electricity from fossil fuels, creating electricity from sunlight slows global warming.

Solar energy is inexhaustible, unlike fossil fuels, so it will never run out. It also provides a measure of energy independence since no one can buy the sun or turn sunlight into a monopoly.

The Home Store's two-story model home with solar panels installed by Tesla Solar.
The Home Store’s two-story model home with solar panels installed by Tesla Solar.

Sleek Mounted Solar Panels

Today’s solar panels are quite attractive. As you can see in the photo of our sales center’s two-story model home, the solar panels sit low to the roof in a sleek, modern appearance that enhances the curb appeal for savvy, energy conscious buyers.

A Modular Raised Ranch Turnkey

Installing a Foundation for a Modular Raised Ranch

In my last post, I talked about the advantages of a modular raised ranch.  Now I’d like to discuss what your general contractor (GC) needs to do to “button-up” one.

A modular raised ranch with a kneewall, drive under garage, and split level entry that is also recessed.
A modular raised ranch with a kneewall, drive under garage, and split level entry that is also recessed.

Let’s start with what your GC needs to do to create a “split” entry at the front door.  Since this requires that he elevate the main floor above “grade” (ground level) at the front of the home, he will need to install a 4’ tall concrete foundation below grade and a 4’ tall wood framed “kneewall” on top of the concrete.   This will make the total height of the foundation 8’ at the front door.  When the set crew places the modules on top of the 8’ wall, the main floor will be 4’ above grade at the front door.  This will leave the basement floor 4’ below grade and place the entry halfway or split between the main and basement floors.

The split entry at the front entrance of a modular raised ranch places the door between the main floor and basement .
The split entry at the front entrance of a modular raised ranch places the door between the main floor and basement .

The foundation walls for the other three sides of your home will also be 8’ tall from the basement floor to the bottom of the modules.  Depending on the lay of the land, the top of the foundation for each of these walls may be set at grade, 4’ above grade, or elevated a full 8’ above grade.  Any walls 8’ above grade can either be concrete or wood framed.  Either way, they will sit atop a 4’ concrete “frost” wall that will be installed below grade, making these walls 12’ tall.  Since the basement floor is at ground level for these 12’ tall walls, the GC can install full sized windows, which will brighten any rooms finished in the basement.  The GC can also install an exit door, which is why these walls are known as “walkout” walls.  If you build a drive-under garage in your basement, the foundation walls will also be 8’ above grade.

Completing the Split Entry of a Modular Raised Ranch

The completion of the split entry of a modular raised ranch requires a bit of work on-site by the GC. After cutting the temporary rim joist installed by the modular manufacturer to strengthen the home for delivery, the GC must build the entry landing, install the front door, and construct the stairs up to the first floor and down to the basement. The walls framed on each side of the stairs, combined with a door at the bottom, will close off the first floor and stairway from the basement. This step is required by the building code, unless you immediately finish the basement. You will have to instruct the GC whether you want him to finish the split stairwell with a railing or half wall. If you select a railing on the first floor overlooking the foyer and the manufacturer does not install it, the GC will have to do so.

The electrician must wire the foyer light so it can be turned on from the top of the stairs, the front door, and the bottom of the stairs. He should wire the front-door light to be turned on from the top of the stairs and the front door. The modular manufacturer should wire the home to facilitate the electrician’s work with both lights. The electrician should also add a receptacle at the landing, and the HVAC contractor will need to bring some heat to the foyer.

Completing the Exterior of a Modular Raised Ranch

On the exterior of the home, the GC will need to install the siding on the kneewalls and walkout walls.  If you cantilever the top modules over the basement, the GC must insulate and cover the exposed area under the overhang. Non-perforated vinyl soffit can be used as the cover.

For more information about building a modular raised ranch, see Designing a Modular Home, Modular Home Specifications and Features, and The General Contractor’s Responsibilities for Building a Modular Home in my book The Modular Home.

© The Home Store, Inc., 2021